IRA Savings & Certificate Rates

Retirement will be here before you know it, so now’s the time to start saving. An IRA makes it easy. 

IRA Rates 

IRA Savings

Tier Dividend  APY1
Under $50 None Paid None Paid
$50 or more 0.05% 0.05%

3 Month IRA Certificate

New money only. Not available for existing funds.

Tier Dividend Rate APY1
$1,000 - $9,999.99 4.169% 4.250%
$10,000 - $49,999.99 4.169% 4.250%
$50,000 - $89,999.99 4.169% 4.250%
$90,000 or more 4.169% 4.250%

6 Month IRA Certificate

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.20% 0.20%
$10,000 - $49,999.99 0.30% 0.30%
$50,000 - $89,999.99 0.35% 0.35%
$90,000 or more 0.35% 0.35%

12 Month IRA Certificate

Tier Dividend Rate APR1
$1,000 - $9,999.99 0.30% 0.30%
$10,000 - $49,999.99 0.40% 0.40%
$50,000 - $89,999.99 0.45% 0.45%
$90,000 or more 0.45% 0.45%

24 Month IRA Certificate 

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.50% 0.50%
$10,000 - $49,999.99 0.60% 0.60%
$50,000 - $89,999.99 0.65% 0.65%
$90,000 or more 0.65% 0.65%

36 Month IRA Certificate 

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.65% 0.65%
$10,000 - $49,999.99 0.75% 0.75%
$50,000 - $89,999.99 0.80% 0.80%
$90,000 or more 0.80% 0.80%

48 Month IRA Certificate 

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.75% 0.75%
$10,000 - $49,999.99 2.47% 2.50%
$50,000 - $89,999.99 2.47% 2.50%
$90,000 or more 2.47% 2.50%

60 Month IRA Certificate 

Tier Dividend Rate APY1
$1,000 - $9,999.99 1.00% 1.00%
$10,000 - $49,999.99 2.62% 2.65%
$50,000 - $89,999.99 2.62% 2.65%
$90,000 or more 2.62% 2.65%

18 Month Bump Rate IRA Certificate 

Tier Dividend Rate APY1
$1,000 - $9,999.99 0.40% 0.40%
$10,000 - $49,999.99 0.50% 0.50%
$50,000 - $89,999.99 0.55% 0.55%
$90,000 or more 0.55% 0.55%

1APY = Annual Percentage Yield. Dividend rates and APYs are accurate as of 03/14/2024. The Annual Percentage Yield assumes dividends will remain in the account until maturity. Penalty for early withdrawal applies to all certificates unless otherwise indicated. Dividend rates and APYs are accurate as of the Rates Effective date, above. Terms are subject to change without notice.

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

Not a Cal Coast member? Join now or learn more

We look forward to hearing from you!

Are you an existing member?
" class="hidden">新浪浙江 " class="hidden">道尔顿净水器官网 " class="hidden">黑马服装网 " class="hidden">石家庄新闻网